Open Online Checking Account

Opening an online checking account can be a convenient and easy way to manage your money. Here are the steps to open an online checking account:

1. Research online banks: There are many online banks to choose from, so it’s important to research their fees, interest rates, and features to find the best fit for you.
2. Choose an online bank: Once you’ve narrowed down your options, choose the online bank you want to open an account with and go to their website.
3. Start the application: To open an online checking account, you’ll need to fill out an application form. This typically includes your personal information, such as your name, address, and Social Security count.
4. Verify your identity: To open an online checking account, you’ll need to provide identification information, such as a driver’s license or passport.
5. Fund your account: To start using your online checking account, you’ll need to deposit money into it. This can usually be done via electronic transfer from another bank account or by mailing in a check.
6. Set up online banking: Once your account is open, you’ll need to set up online banking to manage your account online. This may include setting up a username and password and choosing security questions.
7. Order checks and a debit card: If you need checks or a debit card for your online checking account, you can usually order them through your online banking portal or by contacting customer service.

Opening an online checking account is a relatively simple process, but it’s important to do your research and choose an online bank that meets your needs. Be sure to read the terms and conditions carefully before opening an account to ensure you understand any fees or restrictions.

Which Banks Open Online Checking Account?

Many banks offer online checking accounts that can be opened and managed entirely online. Here are some examples of banks that offer online checking accounts:

1. Ally Bank: Ally Bank offers an online checking account that has no monthly maintenance fees, no minimum balance requirements, and comes with a free debit card.
2. Capital One 360: Capital One 360 offers a fee-free online checking account that comes with a Mastercard debit card and access to over 39,000 ATMs nationwide.
3. Chime: Chime is an online bank that offers a fee-free checking account with no minimum balance requirements and no monthly maintenance fees.
4. Discover Bank: Discover Bank offers an online checking account with no monthly fees, no minimum balance requirements, and access to over 60,000 ATMs nationwide.
5. Schwab Bank: Schwab Bank offers a high-yield checking account that can be opened online and has no minimum balance requirements or monthly fees.
6. Simple: Simple is an online bank that offers a fee-free checking account with no minimum balance requirements and a Visa debit card.

These are just a few examples of banks that offer online checking accounts. It’s always a good idea to research and compare the features, fees, and requirements of different banks to find the one that best fits your needs.